<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[B. Joffrion Consulting, LLC]]></title><description><![CDATA[I tell business owners what entity to form, why, and in what order — in writing. I don't do the filing, so I have no stake in what gets built.]]></description><link>https://www.bjoffrionconsult.com/blog</link><generator>RSS for Node</generator><lastBuildDate>Tue, 25 Aug 2026 01:22:30 GMT</lastBuildDate><atom:link href="https://www.bjoffrionconsult.com/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[What business records should you actually keep, and for how long?]]></title><description><![CDATA[Some records you keep forever. Most you keep for years. Here's the working list.]]></description><link>https://www.bjoffrionconsult.com/post/what-business-records-should-you-keep-and-for-how-long</link><guid isPermaLink="false">6a8cca9a30d700055ab3651e</guid><category><![CDATA[Compliance & Reporting]]></category><pubDate>Thu, 15 Oct 2026 07:00:00 GMT</pubDate><dc:creator>Brandi Joffrion</dc:creator></item><item><title><![CDATA[What happens to your business if you can't run it tomorrow?]]></title><description><![CDATA[Incapacity stops a solo business faster than death does. Here's the minimum that keeps it running.]]></description><link>https://www.bjoffrionconsult.com/post/what-happens-to-your-business-if-you-cant-run-it-tomorrow</link><guid isPermaLink="false">6a8cc92130d700055ab36179</guid><category><![CDATA[Documents]]></category><pubDate>Thu, 01 Oct 2026 22:44:41 GMT</pubDate><dc:creator>Brandi Joffrion</dc:creator></item><item><title><![CDATA[What actually matters in an independent contractor agreement]]></title><description><![CDATA[The agreement doesn't determine classification, but it does determine who owns the work.]]></description><link>https://www.bjoffrionconsult.com/post/what-actually-matters-in-an-independent-contractor-agreement</link><guid isPermaLink="false">6a8cc8c7fe6fd82d150a96d3</guid><category><![CDATA[Documents]]></category><pubDate>Tue, 15 Sep 2026 07:00:00 GMT</pubDate><dc:creator>Brandi Joffrion</dc:creator></item><item><title><![CDATA[Registration, licensing, and tax nexus are three different questions]]></title><description><![CDATA["Doing business" means different things to the Secretary of State, a licensing board, and a revenue department.]]></description><link>https://www.bjoffrionconsult.com/post/registration-licensing-and-tax-nexus-are-three-different-questions</link><guid isPermaLink="false">6a8cc7f68c800d51388d329b</guid><pubDate>Tue, 01 Sep 2026 07:00:00 GMT</pubDate><dc:creator>Brandi Joffrion</dc:creator></item><item><title><![CDATA[Do you still have to file a beneficial ownership report?]]></title><description><![CDATA[FinCEN permanently ended BOI reporting for U.S. companies in August 2026. Here's who's still covered and why your bank will keep asking anyway.]]></description><link>https://www.bjoffrionconsult.com/post/do-you-still-have-to-file-a-beneficial-ownership-report</link><guid isPermaLink="false">6a8c68ca4e12adafbf7facd2</guid><category><![CDATA[Compliance & Reporting]]></category><pubDate>Wed, 12 Aug 2026 07:00:00 GMT</pubDate><dc:creator>Brandi Joffrion</dc:creator></item><item><title><![CDATA[Your entity was administratively dissolved. Now what? ]]></title><description><![CDATA[Missing an annual report can dissolve your entity without you noticing. Here's how to find out and how to fix it.]]></description><link>https://www.bjoffrionconsult.com/post/your-entity-was-administratively-dissolved-now-what</link><guid isPermaLink="false">6a8c82cc16311e23431b2350</guid><category><![CDATA[Compliance & Reporting]]></category><pubDate>Sat, 01 Aug 2026 07:00:00 GMT</pubDate><dc:creator>Brandi Joffrion</dc:creator></item><item><title><![CDATA[Do you owe sales tax in states you've never been to?]]></title><description><![CDATA[Economic nexus means sales volume alone can create a sales tax obligation. Here's what to check.]]></description><link>https://www.bjoffrionconsult.com/post/do-you-owe-sales-tax-in-states-youve-never-been-to</link><guid isPermaLink="false">6a8cc6fb30d700055ab35c34</guid><pubDate>Wed, 15 Jul 2026 07:00:00 GMT</pubDate><dc:creator>Brandi Joffrion</dc:creator></item><item><title><![CDATA[Member-managed or manager-managed: what happens if you pick wrong?]]></title><description><![CDATA[The management election on your LLC filing decides who can bind the company. Here's what each one means and how to change it.]]></description><link>https://www.bjoffrionconsult.com/post/member-managed-or-manager-managed-what-happens-if-you</link><guid isPermaLink="false">6a8c5fcdfe6fd82d1509b419</guid><category><![CDATA[Entity Structure]]></category><pubDate>Wed, 01 Jul 2026 07:00:00 GMT</pubDate><dc:creator>Brandi Joffrion</dc:creator></item><item><title><![CDATA[Signs you've outgrown your structure]]></title><description><![CDATA[Structures fit the business you had when you built them. Here's how to tell when yours no longer fits.]]></description><link>https://www.bjoffrionconsult.com/post/signs-youve-outgrown-your-structure</link><guid isPermaLink="false">6a8cc546fe6fd82d150a8ecb</guid><category><![CDATA[Entity Structure]]></category><pubDate>Mon, 15 Jun 2026 07:00:00 GMT</pubDate><dc:creator>Brandi Joffrion</dc:creator></item><item><title><![CDATA[What can a creditor actually reach if they sue you personally?]]></title><description><![CDATA[An LLC doesn't put your ownership interest out of reach. Here's what a personal creditor can and can't do.]]></description><link>https://www.bjoffrionconsult.com/post/what-can-a-creditor-reach-if-they-sue-you-personally</link><guid isPermaLink="false">6a8c820c8c800d51388c9902</guid><category><![CDATA[Entity Structure]]></category><pubDate>Mon, 01 Jun 2026 07:00:00 GMT</pubDate><dc:creator>Brandi Joffrion</dc:creator></item><item><title><![CDATA[Buying into an existing business: what to check first]]></title><description><![CDATA[Buying a share of a company means inheriting its documents and its problems. Here's the checklist.]]></description><link>https://www.bjoffrionconsult.com/post/buying-into-an-existing-business-what-to-check-first</link><guid isPermaLink="false">6a8cc49316311e23431bb18a</guid><category><![CDATA[Documents]]></category><pubDate>Fri, 15 May 2026 07:00:00 GMT</pubDate><dc:creator>Brandi Joffrion</dc:creator></item><item><title><![CDATA[What is a series LLC, and do you need one?]]></title><description><![CDATA[Series LLCs promise separation without separate entities. Here's where that promise holds and where it hasn't been tested.]]></description><link>https://www.bjoffrionconsult.com/post/what-is-a-series-llc-and-do-you-need-one</link><guid isPermaLink="false">6a8c818591ea1d0846e2297d</guid><category><![CDATA[Entity Structure]]></category><pubDate>Fri, 01 May 2026 07:00:00 GMT</pubDate><dc:creator>Brandi Joffrion</dc:creator></item><item><title><![CDATA[Filing service or lawyer: which do you actually need?]]></title><description><![CDATA[Filing services do a real job well. Here's where their job ends.]]></description><link>https://www.bjoffrionconsult.com/post/filing-service-or-lawyer-which-do-you-actually-need</link><guid isPermaLink="false">6a8cc3c791ea1d0846e2baa1</guid><category><![CDATA[Entity Structure]]></category><pubDate>Wed, 15 Apr 2026 07:00:00 GMT</pubDate><dc:creator>Brandi Joffrion</dc:creator></item><item><title><![CDATA[Employee or independent contractor: how to tell]]></title><description><![CDATA[Classification isn't a choice you make. It's a conclusion drawn from how the work actually happens.]]></description><link>https://www.bjoffrionconsult.com/post/employee-or-independent-contractor-how-to-tell</link><guid isPermaLink="false">6a8c8107fe6fd82d1509f9a9</guid><category><![CDATA[Compliance & Reporting]]></category><pubDate>Wed, 01 Apr 2026 07:00:00 GMT</pubDate><dc:creator>Brandi Joffrion</dc:creator></item><item><title><![CDATA[Why did your payment processor freeze your funds?]]></title><description><![CDATA[Processors hold funds for reasons that often trace back to how your business is set up. Here's what triggers it.]]></description><link>https://www.bjoffrionconsult.com/post/why-did-your-payment-processor-freeze-your-funds</link><guid isPermaLink="false">6a8cc1b1fe6fd82d150a868d</guid><category><![CDATA[Compliance & Reporting]]></category><pubDate>Sun, 15 Mar 2026 07:00:00 GMT</pubDate><dc:creator>Brandi Joffrion</dc:creator></item><item><title><![CDATA[What happens to your business if a partner dies?]]></title><description><![CDATA[Without a buy-sell provision, you may find yourself in business with your partner's heirs. Here's how to avoid it.]]></description><link>https://www.bjoffrionconsult.com/post/what-happens-to-your-business-if-a-partner-dies</link><guid isPermaLink="false">6a8c807230d700055ab2c142</guid><pubDate>Sun, 01 Mar 2026 07:00:00 GMT</pubDate><dc:creator>Brandi Joffrion</dc:creator></item><item><title><![CDATA[What happens to your business in a divorce?]]></title><description><![CDATA[A business built during a marriage is usually marital property. Here's what that means and what documents help.]]></description><link>https://www.bjoffrionconsult.com/post/what-happens-to-your-business-in-a-divorce</link><guid isPermaLink="false">6a8cc1104e2692b2870d4229</guid><category><![CDATA[Entity Structure]]></category><pubDate>Sun, 15 Feb 2026 07:00:00 GMT</pubDate><dc:creator>Brandi Joffrion</dc:creator></item><item><title><![CDATA[What commingling actually looks like, and why it matters]]></title><description><![CDATA[Mixing business and personal money is the most common way liability protection fails. Here's what counts.]]></description><link>https://www.bjoffrionconsult.com/post/what-commingling-actually-looks-like</link><guid isPermaLink="false">6a8c800e91ea1d0846e2262b</guid><category><![CDATA[Entity Structure]]></category><pubDate>Sun, 01 Feb 2026 07:00:00 GMT</pubDate><dc:creator>Brandi Joffrion</dc:creator></item><item><title><![CDATA[Do you need a written contract with your clients?]]></title><description><![CDATA[Handshake deals work until they don't. Here's the short list of terms that prevent most disputes.]]></description><link>https://www.bjoffrionconsult.com/post/do-you-need-a-written-contract-with-your-clients</link><guid isPermaLink="false">6a8cc0824e2692b2870d410d</guid><category><![CDATA[Documents]]></category><pubDate>Thu, 15 Jan 2026 07:00:00 GMT</pubDate><dc:creator>Brandi Joffrion</dc:creator></item><item><title><![CDATA[Do I have to register in a state just because I bank there?]]></title><description><![CDATA[Opening a bank account in another state usually doesn't require registering your LLC there. Here's what actually triggers registration.]]></description><link>https://www.bjoffrionconsult.com/post/do-i-have-to-register-in-a-state-just-because-i-bank-there</link><guid isPermaLink="false">6a8bcbca30d700055ab1531c</guid><category><![CDATA[Multi-State]]></category><pubDate>Thu, 01 Jan 2026 07:00:00 GMT</pubDate><dc:creator>Brandi Joffrion</dc:creator></item></channel></rss>