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Insights
Memos answering questions I actually get asked.
Written in plain language, because that's the whole point.
These are general information, not legal advice for your situation.
Compliance & Reporting
What business records should you actually keep, and for how long?
Some records you keep forever. Most you keep for years. Here's the working list.
Oct 15
Do you still have to file a beneficial ownership report?
FinCEN permanently ended BOI reporting for U.S. companies in August 2026. Here's who's still covered and why your bank will keep asking anyway.
Aug 12
Your entity was administratively dissolved. Now what?
Missing an annual report can dissolve your entity without you noticing. Here's how to find out and how to fix it.
Aug 1
Employee or independent contractor: how to tell
Classification isn't a choice you make. It's a conclusion drawn from how the work actually happens.
Apr 1
Why did your payment processor freeze your funds?
Processors hold funds for reasons that often trace back to how your business is set up. Here's what triggers it.
Mar 15
Hiring your first employee: what has to be in place first
The first hire triggers registrations, insurance, and filings that don't exist for a solo business.
Dec 15, 2025
Virtual addresses: where they work and where they don't
A virtual business address is fine for some purposes and gets rejected for others. Here's the line.
Sep 1, 2025
Why did my bank close my business account?
Banks close business accounts over structure problems more often than people realize. Here's what triggers it and how to open one that stays open.
Aug 1, 2025
Dissolving an entity properly
Abandoning an entity isn't the same as dissolving one. Here's what stays open if you walk away.
May 1, 2025
Your EIN, the responsible party, and what a DBA actually is
Three of the most misunderstood pieces of business paperwork, explained plainly.
Sep 1, 2024
What does a registered agent actually do?
Registered agents accept legal documents and state mail. They don't monitor your deadlines or watch your filings.
Aug 1, 2024
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