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Insights
Memos answering questions I actually get asked.
Written in plain language, because that's the whole point.
These are general information, not legal advice for your situation.
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Hiring your first employee: what has to be in place first
The first hire triggers registrations, insurance, and filings that don't exist for a solo business.
Dec 15, 2025
Distributions, guaranteed payments, and salary: what's the difference?
How you take money out of your business changes what you owe. Here's how the three main routes differ.
Dec 1, 2025
Your business partner stopped showing up. What can you do?
Without a mechanism in your operating agreement, an absent partner keeps their interest indefinitely.
Nov 15, 2025
Is the money you put into your business a contribution or a loan?
Owner funding is either capital or debt, and the difference affects your basis, your taxes, and what happens on a sale.
Nov 1, 2025
Your landlord wants a personal guarantee. What are you agreeing to?
A personal guarantee sets aside your entity's protection for that obligation. Here's what to negotiate.
Oct 15, 2025
Can you move a mortgaged property into your LLC?
Transferring a mortgaged property to an LLC can trigger a due-on-sale clause. Here's what to check before you record a deed.
Oct 1, 2025
What a lender actually looks at in your entity documents
Loan applications stall over paperwork problems more often than credit ones. Here's what underwriting checks.
Sep 15, 2025
Virtual addresses: where they work and where they don't
A virtual business address is fine for some purposes and gets rejected for others. Here's the line.
Sep 1, 2025
Should you form in Delaware?
Delaware is the right answer for a specific kind of company. Here's whether yours is one.
Aug 15, 2025
Why did my bank close my business account?
Banks close business accounts over structure problems more often than people realize. Here's what triggers it and how to open one that stays open.
Aug 1, 2025
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