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Insights
Memos answering questions I actually get asked.
Written in plain language, because that's the whole point.
These are general information, not legal advice for your situation.
All Posts
What commingling actually looks like, and why it matters
Mixing business and personal money is the most common way liability protection fails. Here's what counts.
Feb 1
Do you need a written contract with your clients?
Handshake deals work until they don't. Here's the short list of terms that prevent most disputes.
Jan 15
Do I have to register in a state just because I bank there?
Opening a bank account in another state usually doesn't require registering your LLC there. Here's what actually triggers registration.
Jan 1
Hiring your first employee: what has to be in place first
The first hire triggers registrations, insurance, and filings that don't exist for a solo business.
Dec 15, 2025
Distributions, guaranteed payments, and salary: what's the difference?
How you take money out of your business changes what you owe. Here's how the three main routes differ.
Dec 1, 2025
Your business partner stopped showing up. What can you do?
Without a mechanism in your operating agreement, an absent partner keeps their interest indefinitely.
Nov 15, 2025
Is the money you put into your business a contribution or a loan?
Owner funding is either capital or debt, and the difference affects your basis, your taxes, and what happens on a sale.
Nov 1, 2025
Your landlord wants a personal guarantee. What are you agreeing to?
A personal guarantee sets aside your entity's protection for that obligation. Here's what to negotiate.
Oct 15, 2025
Can you move a mortgaged property into your LLC?
Transferring a mortgaged property to an LLC can trigger a due-on-sale clause. Here's what to check before you record a deed.
Oct 1, 2025
What a lender actually looks at in your entity documents
Loan applications stall over paperwork problems more often than credit ones. Here's what underwriting checks.
Sep 15, 2025
Plain-English answers, no invoice attached. Every Tuesday and Wednesday on LinkedIn.
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